Maya Capital Leads US$5.5M Seed Investment in Brazilian Fintech Lerian
Lerian, a Brazilian open-source financial infrastructure startup, raises $5.5M in seed funding led by Maya Capital to expand its modular banking platform and AI capabilities.
Lerian, a Brazilian startup focused on open-source financial infrastructure, has secured a US$ 5.5 million seed round to accelerate the development of its core banking platform and expand its presence in the financial services ecosystem.
Seed Round Led by Maya Capital
The investment round was led by Maya Capital and included participation from Norte Ventures, Supera Capital, Crivo Ventures, Blustone, and investor Kevin Efrusy, partner at Accel. The funding comes just over a year after the company raised US$3.6 millones (R$18 million) in its first round, which was also led by Maya Capital.
Founded in 2024, Lerian operates in the core infrastructure layer of financial institutions, focusing on systems that manage transactions, reconciliation, and auditing.
Open-Source Ledger at the Core

At the heart of Lerian’s platform is an open-source ledger designed for core banking operations. This system functions as the central database where financial transactions are recorded, reconciled, and audited, a critical component for both fintechs and regulated financial institutions.
The company has been expanding its offering beyond the ledger, building a modular financial infrastructure platform. Its solutions include onboarding and compliance orchestration, real-time transactional risk assessment, and automation of regulatory reporting and operational analytics.
Serving Fintechs and Regulated Institutions
Lerian’s platform is designed to serve a wide range of clients, from early-stage fintechs to regulated financial institutions handling high transaction volumes. By offering modular and open-source solutions, the company aims to address long-standing challenges in financial infrastructure modernization.
Use of Funds and Growth Strategy

According to the company, the new capital will be primarily allocated to technology investments, with a strong focus on applying artificial intelligence across the platform. The funding will also support the structuring of commercial and customer success teams, as well as marketing initiatives aimed at consolidating its position in Brazil and beginning its international positioning.
In the short term, Lerian plans to expand its customer base in Brazil and commercially launch its new products. Over the medium term, between 24 and 36 months, the startup intends to enter other Latin American markets and the United States.
Leadership and Investor Perspective
“The capital helps us accelerate platform development, expand our product portfolio, and sustain consistent growth in Brazil, while preparing the company for international markets,” said Fred Amaral, CEO and founder of Lerian.
For Monica Saggioro Leal, founder of Maya Capital, Lerian addresses one of the most critical and unresolved areas of the financial system: infrastructure modernization.
“We saw a combination of technical maturity, a well-executed open-source model, and a team with a proven track record in building mission-critical platforms. It is a company well positioned to capture a structural demand that goes beyond economic cycles,” she said.