Quick Soft Expands Through RGBtec Acquisition as Digital Duplicates Market Grows

Quick Soft has announced the acquisition of RGBtec, an ERP software provider for investment funds, securitization firms, and factoring companies, as the Brazilian market prepares for the implementation of electronic duplicates. The transaction marks the fintech's second acquisition in less than 60 days.

Second acquisition reinforces Quick Soft's expansion strategy

Quick Soft, a fintech focused on technology for receivables financing and structured credit, has acquired RGBtec, a company that develops enterprise resource planning (ERP) systems for Credit Rights Investment Funds (FIDCs), securitization companies, and factoring firms. The financial terms of the deal were not disclosed.

The acquisition follows the purchase of Finanblue in May, another technology provider serving the receivables market. Together, these transactions reflect Quick Soft's strategy of expanding its presence in key markets while strengthening its ability to serve different customer profiles across the receivables industry.

Lucas Fiuza, co-CEO of Quick Soft, said the acquisition was not driven by the arrival of electronic duplicates but acknowledged that the market is entering a decisive phase.

"The issue of electronic duplicates did not accelerate the acquisition. However, this is indeed a very decisive moment for the market. When we look at the FIDC, factoring, and securitization segment, which already operates digital duplicates, that is exactly where we provide our technology."

Building a broader technology ecosystem

Quick Soft develops ERP and transaction formalization software for the receivables financing industry, in addition to solutions for transaction management, registration, recordkeeping, and formalization.

RGBtec and Finanblue operate in the same segment, allowing Quick Soft to expand its technology portfolio while increasing its reach across strategic regions.

According to the company, integrating these businesses will strengthen its ability to support clients throughout the receivables management process.

Quick Soft targets US$197.2 billion in annual transaction volume

Following the acquisitions, the combined platforms now process more than US$78.9 billion in annual transaction volume. Quick Soft's long-term objective is to reach US$197.2 billion by 2030.

For 2026, the company projects 50% growth, supported by both the recent acquisitions and organic expansion.

Looking ahead, Quick Soft expects to generate more than US$19.7 million in revenue by 2027 while achieving an EBITDA margin above 35%.

Electronic duplicates expected to accelerate market growth

The company expects the receivables market to expand significantly with the introduction of electronic duplicates, a system that has the potential to process more than US$2.17 trillion while involving over 50,000 receivables originators and more than three million debtors.

Quick Soft is one of five companies that have declared readiness to operate with electronic duplicates, alongside Núclea, Cerc, B3, and SPC Grafeno. The company participated in the second testing cycle and expects to enter the assisted production phase after testing concludes in September.

Fiuza explained that the company is balancing regulatory adaptation with investments aimed at delivering a transparent implementation.

"There are two layers: adapting to the regulatory framework while ensuring everything is delivered as transparently as possible. We are preparing to make significant investments and are already in discussions with investors."

Investment plans and additional acquisitions remain on the agenda

Alongside its acquisition strategy, Quick Soft is discussing an investment plan of US$9.9 million for its electronic duplicate recordkeeping and registration business.

According to the company, integrating this operation into the Quick Soft platform will allow FIDC clients to transition without changing their existing workflows.

Although the current priority is integrating RGBtec and Finanblue, the fintech intends to continue growing through mergers and acquisitions. The company confirmed that it is already holding preliminary discussions with at least three additional businesses as it evaluates future expansion opportunities.