Where is innovation headed in Colombia? These 12 startups have the answer

Colombia is shaping up as one of the most dynamic startup hubs in Latin America in 2026. According to the Colombia Tech Report 2024-2025, the country hosts 2,126 active startups, reflecting a 24% growth compared to the previous year, three times faster than the regional average of 8%. Colombia ranks #36 globally in the Global Startup Ecosystem Index and #2 in South America, positioning itself as a key player in the Latin American venture landscape.

Miguel Vanegas, Venture Partner at Impacta VC for Colombia, notes:
"Venture capital in Latin America is going through a natural adjustment cycle after the extraordinary boom of 2021. Today, with higher interest rates and more cautious international funds, investment is focused on solid projects with proven models. Innovative and disciplined startups are thriving, showing that scarcity of capital drives efficiency and creativity. Colombia exemplifies this resilience, turning challenges into opportunities while maintaining an unstoppable entrepreneurial spirit."

What Makes a “Startup to Watch”?

The Top Startups to Watch 2026 in Colombia are selected based on:

• Founding team: Proven experience, diverse skill sets, and execution capacity.
• Demonstrable traction: Growth in users, revenue, or other key metrics indicating real market demand.
• Innovative product or service: Disruptive solutions addressing major challenges with advanced technology.
• Funding and support: Successful investment rounds and backing from recognized funds.
• Sector impact: Ability to transform industries and create sustainable value for multiple stakeholders.

Based on these criteria, Cuantico VP presents Colombia’s top startups for 2026 across key sectors.

Fintech & Financial Services

The fintech sector leads Colombia’s startup ecosystem, representing 19% of active startups, with solutions in payments, alternative credit, retail investing, insurance, savings, and open banking.

Welli

Welli provides instant medical financing, allowing patients to access healthcare without delays. The platform offers loans from COP $300,000 to $25 million, with an average of $4 million, covering treatments not included in public healthcare. Founded in 2022 by Felipe Gómez (CEO) and Felipe Jaramillo (COO), Welli has financed over COP $50 billion across 1,500 clinics in 60 municipalities. In June 2025, it closed a US$25M Series A to expand its healthcare financing and savings products.

Guama

Guama democratizes credit access with the Guamacard, targeting users without credit history. Utilizing AI and open banking, it evaluates creditworthiness based on income and recurring payments. Founded by María Paula Pinzón, Alfredo Prieto, and Víctor Julio, Guama has served over 6,000 active customers with 150,000 transactions. The company raised US$1.5M seed funding and joined Colombia Fintech in 2025.

Platam

Platam provides working capital solutions for SMEs through factoring, confirming, and B2B credit. Founded in 2021, it has issued US$14M across 16,000 operations with a 0.18% default rate. The platform aims to reach US$100M by 2028, supporting micro and small businesses like Alfred, which improved cash flow by advancing over 2,900 invoices.

Loto Latam

Loto Latam automates corporate expense management for SMEs, integrating Visa cards and real-time software. Founded in 2024, it raised US$1M pre-seed and already serves over 100 companies, with NPS above 90 and 0% churn. Expansion aims to reach 500 companies by end of 2025.

Luable (MejorCDT)

Luable, under MejorCDT, simplifies low-risk investments like CDTs. Founded in 2021, it has 300,000 registered users and over US$55B in returns, achieving US$1M ARR in August 2024. Backed by Y Combinator and US$125,000 seed investment, it plans expansion to Mexico and Brazil by 2026.

Mobility & Payments

This sector includes startups that develop payment ecosystems associated with transportation, tolls, parking, or logistics services. They represent the digitization of urban mobility and contactless payment methods, facilitating efficiency in the transportation chain and improving the user experience through technology.

GOPASS

GOPASS digitizes payments for tolls, parking, fuel, and other transport services. Operating in 126 of 178 tolls, it serves over 650,000 vehicles. The startup closed a US$15M Series A, followed by an US$8M extension in 2025 with Qualcomm Ventures, Kfund, and others, aiming to expand into Mexico by 2026.

Somos Internet

Somos Internet delivers high-speed fiber connectivity with proprietary hardware/software. Founded in 2022, it connects 50,000+ homes and employs over 500 people, including 80 engineers. The Series A of US$18M and additional US$47M financing supports fiber expansion and planned launches in Medellín.

Technology & HRTech

It brings together startups that apply artificial intelligence, automation, and advanced analytics to improve hiring, productivity, and organizational management. Its focus is on optimizing human talent processes and promoting operational efficiency in companies.

Glim

Glim integrates blockchain-based fintech solutions to enhance employee compensation and wellness. Founded in 2022, it raised US$3M pre-seed and serves companies like Laika, Sofka, and Blankfactor.

Hunty

Hunty automates high-volume recruitment via AI. After pivoting from B2C to B2B, it now operates in 12 countries, processing 150,000 candidates monthly. It raised US$1M in August 2025 and plans expansion to the US, Europe, and Africa.

Health & Veterinary

The healthtech sector is transforming access to medical and veterinary services through digital platforms, medical financing, and integrated clinics. It represents an increasingly important percentage of the Colombian ecosystem, with a direct impact on well-being and quality of life.

Movet

Movet is a veterinary clinic network in Colombia, delivering standardized high-quality care. Founded in 2021, it operates 150+ staff over 2,200 m² and plans to open 20+ clinics in Bogotá by 2025. Closed a US$5M Series A in 2024.

Data & SaaS

SaaS (Software as a Service) is the second most dynamic sector after fintech in Colombia's innovation ecosystem. It offers cloud-based tools to improve business productivity, as well as Deeptech and AI solutions for data analysis and innovation in advanced industries.

Harmony

Harmony optimizes CPG product data with AI, transforming outdated data infrastructures. Founded by Colombian and Uruguayan entrepreneurs, it raised over US$1M in November 2024.

Renewable Energy

This sector is made up of startups focused on renewable energy, energy efficiency, and the circular economy. In Colombia, energytech and climate-tech are gaining prominence with solar energy and storage projects that are driving the transition to a green economy.

SunCompany

SunCompany specializes in solar energy solutions with storage systems. Founded in 2012, it employs 250 people, installed 57.6 MW of solar energy, and raised US$15M in Series B and debt financing in 2025. Aiming for US$300M investment over two years and a Series C in 2026.

Colombia’s Startup Ecosystem: Diversified and Growing

The 2026 Top Startups to Watch list highlights Colombia’s thriving ecosystem across fintech, mobility, HRTech, health, SaaS, and renewable energy. Supported by national and international VC, these companies demonstrate innovation, resilience, and the potential to transform industries in Latin America.