CUB Raises R$30M in Series A to Expand Real Estate Fintech
CUB fintech raised R$30 million in a Series A round led by Upload Ventures and Alexia Ventures. The Brazilian startup will use the funds to expand its real estate receivables platform, strengthen CUB Capital, and grow its client base tenfold by 2026.
Brazilian fintech CUB, specialized in receivables management for the real estate market, has secured R$30 million in a Series A round. The investment was led by Upload Ventures and Alexia Ventures to accelerate operations and support the company’s plan to increase its client base tenfold by 2026.
CUB: a fintech transforming real estate receivables
Founded in 2022 by Leonardo Gasparin, Fábio Coutinho, Thais Matoszko, and Lucas Zago, CUB offers an integrated platform that combines billing automation, bank reconciliation, business intelligence, and credit solutions.
The platform supports land developers and real estate companies in managing contracts and financial processes through three main pillars:
- Reducing delinquency and improving cash flow with better control of payments and collections.
- Enhancing governance via data digitalization and stronger client relationships.
- Facilitating access to credit through CUB Capital, enabling receivables anticipation.
Proven results in the Brazilian market
According to CEO Leonardo Gasparin, CUB has already processed more than R$600 million in transactions, covering 400 real estate projects and 77,000 contracts in Brazil.
The platform has demonstrated strong impact:
- In 2024, clients reduced delinquency rates by 50%.
- 85% of clients recorded their highest monthly revenue of the year.
- Since its launch, the fintech has recovered R$48 million in overdue payments of more than 60 days.
Gasparin highlighted: “We have a robust solution that brings transparency and efficiency to receivables management. Now, we are accelerating growth while adding more solutions to the product.”
Series A funding to fuel expansion
The R$30 million raised will be allocated to three areas:
- Expansion into strategic Brazilian states.
- Product enhancements with ERP integrations.
- Strengthening of the CUB Capital credit vertical.
With this round, CUB surpasses R$43 million in total funding since 2022, with previous investors including TerraCotta Ventures and iFood co-founders Patrick Sigrist and Guilherme Bonifácio.
Investor confidence in CUB’s growth
Rodrigo Baer, General Partner at Upload Ventures, noted:
“CUB is positioned to enter the vast and underexplored real estate financing market in Brazil, an opportunity that strongly aligns with our long-term sector thesis.”
For Bianca Martinelli, General Partner at Alexia Ventures, the company addresses a crucial gap in a sector with low digital adoption:
“The infrastructure they are building is key to promoting governance and control in real estate, while unlocking access to credit in an area the financial market still struggles to finance adequately.”
